Home Mortgages
The A-Z of Home Loan Facts…What every home buyer should know BEFORE trying to get a loan.
At Meditech, we constantly look for new ways to explain and simplify how business in America works, and what business owners, employees, and consumers need to know to survive.
Home ownership in America is a desirable goal. Everyone wants to own a home. The complexities in purchasing a home have increased steadily and substantially in the last twenty years and the whole industry has shifted to a hybrid, requiring more knowledge about how it all works.
Within this book is general information about the process, and the typical application loan disclosures related to obtaining a home loan. Prior to each disclosure, you will find a brief description of its purpose. Each loan is different, therefore, every disclosure may not relate to the particular loan you may be considering.
You need to know the differences between a fixed and variable rate
Prepayment penalties
Loan disclosures
Shopping for interest rates
Legislation has constantly expanded the pitfalls into law designed to protect unwitting consumers. You should be aware of these protections and take advantage of what they afford.
Learn what you need to know!!
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